General liability and commercial automobile insurance policies are two important coverages that all artisan entrepreneurs need to protect their business if they are faced with an accident or a claim against them.
BEDFORD PARK, Illinois., October 4, 2021 / PRNewswire-PRWeb / – “A general liability insurance policy can help maintain the financial stability of a small business or craftsman if they have a claim against them or if they are sued by a client following an accident ”, began Lisa Cordero, COO, InsureOnline.com. “Having the right amount of coverage and protection that encompasses the specific needs of their small business is not only essential but necessary. The team of licensed insurance agents at InsureOnline.com utilizes their in-depth knowledge of the insurance market. commercial auto insurance to get the coverage artisanal entrepreneurs need at a price that makes the most commercial sense. “
InsureOnline.com is an independent insurance agency in business since 1980. InsureOnline.com has created the largest network of independent insurance bureaus to help serve their clients. The advantage of working with an independent agent, like InsureOnline.com, is that they have access to a variety of commercial insurance policies from different companies, which means the insured will have more options to choose from. They can get coverage tailored to their business insurance needs and budget.
What is an artisan entrepreneur?
A craftsman entrepreneur is generally anyone who can provide a specified type of qualified service or improvement within a client’s home or business. This includes, but is not limited to, carpenters, electricians, plumbers, landscapers, and janitorial / cleaning services.
What is Artisan Entrepreneur liability insurance?
These professions provide services that require specialized liability needs, as each has its own risk potential. The general liability insurance for craft entrepreneurs covers bodily injury, damage to the customer or the property of a third party, personal injury or damage to the reputation of a third party, advertising damage and medical payments. Because liability insurance provides so much coverage, most small business owners purchase the policy right after starting their business.
Artisan’s general liability insurance only covers civil liability and does not cover property (location of the business / building, supplies, work vehicles). InsureOnline.com however offers the possibility of covering tools and equipment via an endorsement for an additional premium.
Personal automobile vs commercial automobile
Depending on the type of business, an artisan entrepreneur may be required to purchase commercial auto insurance. If not properly insured, the personal insurance of a craftsman entrepreneur can expose him to additional risks during his work. The insured can use their vehicle to get to work or to a meeting, but they may not have insurance coverage for their occupational exposure unless they have the right insurance coverage.
What is commercial auto insurance?
If you are an artisan entrepreneur specializing in a service trade, you already know how important it is to insure and fully protect your business, which of course also includes your professional automobiles. In order to ensure that an artisan entrepreneur has the right insurance coverage in place, it is important that he works closely with a licensed insurance agent who specializes in commercial auto insurance. Cordero explained, “The InsureOnline.com team is made up of licensed insurance agents who specialize in a variety of lines of insurance, including commercial automotive. They will work closely with the client to fully understand their business and what their business insurance needs include. When preparing a quote for a commercial vehicle insurance policy, many factors come into play such as the type of vehicle (s) the artisan entrepreneur owns, the number of vehicles, who drives the vehicle and the length of time. .
InsureOnline.com is able to shop the commercial auto insurance plans of many carriers such as First Chicago Insurance Company, Next Insurance, Progressive, and State Auto that can help protect a DIY entrepreneur, whether they have a vehicle or a fleet. whole used for transporting tools and equipment to and from job sites. Commercial auto insurance plans can include a wide range of coverage options, including newly acquired cars, owned or leased vehicles, light trailers, leased and unowned, and limits of up to CSL 500 or more.
InsureOnline.com is a digital insurance agency that provides affordable insurance for consumers who want to buy and purchase insurance online while still having the option of working with an agent if they choose. The agency offers auto, home, life, health and commercial insurance as well as other lines of specialized insurance. Our goal is to provide a simple, fast, convenient and secure online shopping experience for consumers looking for the best price using all the latest and greatest technology. Situated at Bedford Park, Illinois, we are licensed to do business in 48 states and have licensed and certified multilingual staff in a variety of insurance lines. We partner with many highly rated insurance companies to provide the best insurance solutions to meet your individual needs and budget. Purchase insurance online in less than 10 minutes or speak to a certified licensed agent! It’s up to you. http://www.InsureOnline.com 1-844-358-5605
Lisa Cordero, InsureOnline.com, 708-552-2409, [email protected]