Illinois homeowners could be eligible for up to $30,000 in assistance for late mortgage payments – NBC Chicago


Illinois Governor JB Pritzker’s office announced the launch of a homeowners relief program in the state, allocating more than $300 million to those who fell behind on their housing expenses during the pandemic.

According to a press release, eligible homeowners could receive up to $30,000 in free assistance to help pay for a variety of home costs, including late monthly mortgage payments, property taxes, home insurance and delinquent homeowners association fees.

“Housing stability is a crucial part of our economic recovery, and I’m pleased to announce that Illinois residents can now apply for $30,000 in mortgage assistance,” Pritzker said. “A good life, a good job, the ability to focus in a classroom – it all starts with a roof over your head, and that’s what every Illinois deserves.”

The Illinois Homeowners Assistance Fund (ILHAF) is a $309 million project designed to help homeowners facing mortgage defaults, defaults or foreclosures.

To be eligible, owners must have experienced financial hardship caused by COVID, such as loss of income or increased expenses, after January 2020.

Homeowners must own and occupy their home as their primary residence, be at least 30 days behind on their mortgage payments, and have a household income at or below 150% of the area median income.

Applications will be open through May 31, according to the governor’s office.

Homeowners applying for the program will need ID, proof of household income, proof of occupancy, proof of ownership, and a default statement. This statement can be provided by a housing counselor certified by the Department of Housing and Urban Development, according to the release.

Homeowners must have seen a HUD-certified counselor this year. More information on the program can be found at

The program is supported in part by funds provided by the American Rescue Plan Act of 2021, according to the press release.


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